How to Pick Stocks in Nigeria

Hi

Welcome to my blog! Great to have you here.

A friend introduced me to stocks in Nigeria. He told me about the Intercontinental Bank Initial public Offer which was taking place. I trusted my friend, so I bought.

I bought some stocks and started doing some research on stocks. I bought the following books and read it.

Come into my trading room. by Dr Alexander Elder.
The Buffett Way
Up My Street by Peter Lynch.

I realised that, I preferred the long term stock trading strategy. Which states that, buy in the bear market (when no one is buying) and sell in the bulls market (when everyone is buying).

After studying the Nigerian Stock Exchange for a while, I will recommend the banking industry stocks in Nigeria.

For instance, I will buy the following stocks.

First Bank
Intercontinental Bank
Skye Bank
Bank PHB
Oceanic Bank
Zenith Bank
Union Bank
Guaranty Trust Bank
UBA

The reasons are because, they are fundamentally sound and they are highly capitalised. They are not going to bankrupt in a while and my money is safe. Also, some of the banks offer bonuses like 4 shares and get 1 free. They pay good dividends which can be used to pay school fees, if you are in Nigeria. Education is free here in the UK.

I will also buy stocks of these other companies:

Dangote Sugar Refinery
WAPCO
UnionHomes
Oando
Cadbury
Nestle


The reasons are, DSR is a monopoly and we need sugar. Nigerians build a lot of home so that is the reason for WAPCO and they have been around for so long.

UnionHomes - because there is shortage of homes in Nigeria. So there is a demand.

Oando - I like their petrol and diesel. The amount of generators used in Nigeria. There is a market there.

Cadbury & Nestle - mainly because food is one of the main necessities of life.

Thank You!



My other websites are:

Http://www.almondfsl.com
http://www.directmailshoppers.com
http://personalmotivation.successuniversity.com
http://olubolaadeleye.blogspot.com
http://olubolaadeleye.wordpress.com

How To Be a Mortgage Broker In The UK

Hi Friend

I am pleased that, you are reading my blog.

I am a UK Mortgage Broker. This means that, I provide professional Mortgage Advice to clients.

So, you want to be a Mortgage Broker or Consultant in the UK. This is what you do:

You will be committed to providing the best possible level of professional service by searching the whole of the market and selecting the most suitable products to suit your client's individual needs using Trigold software.

Choosing a mortgage is one of the biggest financial decisions that your clients will ever have to make, and we strongly believe that seeking the right advice at the start can help them improve your long-term financial stability.

The Services You Can Provide:-

Remortgage
General Insurance
Buy to Let
Secured Loans
First Time Buyer
Commercial
Mortgages
Moving Home

You will have access to over 80 lenders in the market, enabling you to find the most suitable mortgage tailored to your client's specific individual requirements.

You have the option of working from home as a Self Employed Mortgage Broker or working for a company.

You have to market your services to new clients by designing a leaflet, writing a blog, advertising in your local newspaper or forums.

An Example of a Marketing Advert:

Our experienced advisers will broadly scour the market to provide a bespoke, personalised offering taking the hassle out of financing your property.
We offer guidance and assistance in the following areas:
First Time Buyers
Buy-to-let
Relocating property
Buying an additional property
Remortgaging to release equity for home improvements
Remortgage to raise capital or consolidate debts
Whether you’re employed or self-employed
Recognised professions can attract up to 5 times income

We can also offer help if you have a history in the following area:
County Court Judgments (CCJs)
Individual Voluntary Agreements (IVAs)
Bankruptcy orders
No verified accounts or income
Defaults
Short term in employment
Mortgage or rent arrears
Repossession

We also offer assistance with legal fees, removal costs and valuations – we’ll assist you with all the elements of buying a house – we make the process simple and transparent and put your mind at ease.

Good Luck!

My websites are:-

http://www.almondfsl.com/

http://personalmotivation.successuniversity.com/

http://www.directmailshoppers.com/

http://olubolaadeleye.wordpress.com/

How To Make Scotch Egg - NIGERIAN RECIPE

INGREDIENTS FOR MAKING SCOTCH EGGS

• Sausage meat (turkey, pork or italian sausage),
• Seasonings (use sage, onion powder, garlic powder, cayenne pepper, black pepper).
• 8 shelled hard-boiled eggs
• 1/2 cup flour
• 1 medium egg, beaten
• 1 1/2 cups fine breadcrumbs, for coating
• Oil for frying (Vegetable, Groundnut or Canola)

HOW TO COOK IT

In a small bowl combine sausage meat with sesaonings.

Divide sausage into 8 equal portions, flatten each portion to about 1/8-inch thickness.

Roll each egg in flour and place on top of each sausage patty.

Use each sausage patty to wrap around each egg until it is completely encased, pressing edges together to seal (wet or floured hands make this easier as the sausage gets really sticky).

Beat the egg in a shallow dish and place breadcrumbs on a flat plate.

Dip each sausage-coated eggs in beaten egg and roll in crumbplace eggs in oil and fry till golden brown turning it every now and again so it browns evenly.


My other websites are:

Http://www.almondfsl.com
http://www.directmailshoppers.com
http://personalmotivation.successuniversity.com
http://olubolaadeleye.blogspot.com
http://olubolaadeleye.wordpress.com

How To Make Puff - Puff - NIGERIAN RECIPES

INGREDIENTS FOR PUFF - PUFF

• Sugar
• Flour
• Warm Water
• Vegetable Oil
• Frying Pan

HOW TO COOK IT

Mix yeast in warm water and pour inside floor, mix all together.

It can't be too hard or too soft, let it rise as desired.

Heat enough vegetable oil in pot for frying.

Drop small balls into the fat and start frying.


My other websites are:

Http://www.almondfsl.com
http://www.directmailshoppers.com
http://personalmotivation.successuniversity.com
http://olubolaadeleye.blogspot.com
http://olubolaadeleye.wordpress.com

FREE Summer Activities to Do With the Children

• Family Games

On a nice sunny day, go to your local park with the kids and have different games such as 3-legged races, potato sack races, small ball on a spoon races, relay races, obstacle courses, or better still make up some games with the children. Also, this is great exercise for everyone and loads of fun.

• Go to the Local Library

You will find out that, children love to read in the library. Also, reading books is much better for your children than television. I try to go to the library with my children on Thursdays every week. They get the opportunity to read different books, borrow books, videos and use the internet. Library Membership is free for everyone.

• Watching the Clouds

Late at night, in your garden or your local park, spread out a blanket, have some popcorn or other snack and a cold drink and lay on the blanket with everyone’s head touching each other on the floor. Try and form different shapes with your bodies and watch the clouds. Ask the children to name what shape or animal they can see in the clouds. Or count the stars.

• Have a Yard Sale with Drink Stand

I am sure that, you will like to get rid of those unwanted, un-needed and unnecessary items that you have in your garage or loft.

You can make money with those things, and don't you just love making money? Also, children love making money, so allow them to set up a drink stand.

Tell them that, from the sale they make, they can tithe on 10%, Invest 50% and spend 40% on whatever they want. They can put the money to be invested in their piggy bank and save for that special toy they want to buy.

This will teach your children marketing, money management, and responsibility. Allow your children to make their own drink, their own stand, set their own price and to run their entire drink sale on their own.

• Water Fight

You can start your day by going to different place and then end the day with a water fight. You can use water guns, water balloons, squirt guns, cups of water or anything you can get your hands on. Attack each other with the water guns.


Other Games

o Jumping on the trampoline with the children.
o Riding bikes,
o Playing Tag
o playing catch
o Throwing Frisbee or flying disc
o Walking together around the neighbourhood.

• Swimming

Most children love to swim, and the most important benefit is that swimming is fantastic exercise! Some parents may be shocked to learn that children as young as 10 months old can learn to swim. All you have to do if you have a toddler is to buy a water proof diaper from http://www.swimpoolstore.com/.

You can visit your local swimming pool or a lake and swim. Teach your children as young as possible to swim, to dive, and to not be afraid of the water. There are several stages to learn when it comes to swimming from getting in the water period, to swimming underwater, to treading water and swimming in deep water and the sooner your child learns the easier, the experience will be for them. Some educational experiences can be fun and this is certainly one of them.

Fee will be for the entrance.

Ask at your leisure centre/swimming pool for the reduced price day for swimming. Normally called “Swim for 50pence” or something like that. If you don’t ask, you don’t know.

• Hiking and Camping

The great outdoors always offers unlimited entertainment, for everybody. It may sound like a nightmare to go walking through the woods with children, but once you get those children outside where they are actually able to exert their energy in a healthy way... you'll be quite impressed at how much fun your whole family is having. Read more about Hiking & Camping with Children for some tips.

FOR OTHER ACTIVITIES – INVOLVING MONEY

• Aquariums

Children love to go to aquariums. You can watch out for coupons in the newspapers or in retail shops that, offer KIDS GO FREE TO ATTRACTIONS. All you have to do is pay for the adult and the child goes free. If you are in the United Kingdom, it is always in the local paper in the month of May. Cut the coupons out and save a lot of money on entrance tickets.

Take your digital camera and take lots of pictures of the different fishes. It is an educative trip for the children and you. Save some more money by making your sandwich and drinks from home and taking them with you.


Amusement Parks and Zoos

Amusement parks and Zoos can be very expensive. But, you can save money on the FREE KID ENTRANCE TICKET. Remember that, your children are only children for a short period of time, and it is good to take advantage of these experiences.

Even if you are on a budget, you can still save some money for months just to be able to spend one day at an amusement park with the family and they children will thank you for it.

Consider that day you're family vacation. Make a big deal of it, look forward to it and enjoy yourselves while you're there.

• Fishing

If you decide to swim in a lake with the children. Then you can throw some poles out there as well and teach your children how to fish. Fishing fis a lot of fun, and it is great fun for the whole family. Try and read up on safety tips for teaching children to fish.

In conclusion,

You don’t have to spend thousands of money to have fun with the children. It can be free and fun. You can then repeat this every year with the children. And your children can do this with their own children as well.


Olubola Adeleye

My other websites are:

http://www.almondfsl.com/
http://www.directmailshoppers.com/
http://personalmotivation.successuniversity.com/
http://olubolaadeleye.blogspot.com/
http://olubolaadeleye.wordpress.com/

http://www.swimpoolstore.com/

4 Reasons Why Children Should Take Swimming Lessons

Our main reasons for enrolling our children for swimming lessons are:

1. Safety -

This is the principal reason for taking our children swimming. While they are swimming, the children are taught about water safety on the first lesson. They also learn that, it is not safe for them to go into the pool if an adult is not present. In addition, they learn what to do if someone is downing and they should not run around the pool area in case they fall into the pool.

2. Fun -

So that, they can have fun while we go on holiday and they can go swimming with their friends. Children love the water, the splashing, the kicking and everything about it.

3. Promotes Confidence -

The look on a child's face when they learn a swimming skill is priceless. Our daughter can swim with her friends now.

4. Qualified Teachers -

The swimming teachers are qualified and they are able to teach our children more.
Definitely, swimming lessons helped boost confidence around our house we are so proud of our children.In conclusion, look in the Yellow Pages for qualified swimming teachers who have the swimming certificate. Better still, speak to other parents in your children’s school for the names and telephone nos of their leisure center.

To Children’s Your Swimming,


Olubola Adeleye

My other websites are:

Http://www.almondfsl.com
http://www.directmailshoppers.com
http://personalmotivation.successuniversity.com
http://olubolaadeleye.blogspot.com
http://olubolaadeleye.wordpress.com
http://www.swimpoolstore.com/