Business Stationeries must have your CAC registration no
Hi Friend,
In Lagos, you need to have business or office stationeries and they need to have your Corporate Affairs Commission no.
Business stationeries include:
Letterhead
Business card
Flyer
Banners
Invoice book
Receipt book
Business seal
Sign board
Signs
Your CAC No is the number given to you that, you are registered as a limited liability company.
Watch out! All the big companies use them too!
Thank you for your time.
I relocated from the UK back to Nigeria and I have decided to share my life experiences to make your journey back home to Nigeria an easier one!
My office details are below, if you need any further assistance.
I am a UK Mortgage Broker and a Real Estate Agent who sell lands, properties, lets properties, manage properties, assists clients with buying their property in an estate and under mortgage.
Adorn Homes Ltd. RC 860200
Suite 105 Pearl Plaza,
After Doren Hospital,
Km 24 Lekki Epe Expressway
Ajah
Lagos State
Tel: +2347065221108
Tel: +2348078338263
Tel: +2347041374302
Email: adornhomes@yahoo.com
Email: adornhomes@gmail.com
Sales * Lettings * Mortgages * Property Management *UK Mortgages * Estates * Consultancy * Audio-books * Interior Design
Tuesday, 9 February 2010
Why do you need a Business Seal in Ajah Lagos Nigeria
Why do you need a Business Seal?
A Business Seal seals a document and makes it a legal document.
You can seal Deed of Assignments, Tenancy Agreement, Purchase Receipt or any document that, you wish.
You will not be taken seriously by big companies if you don’t have a business seal.
It can be metal.
It states your company name and you can have your company logo in the centre.
It costs 5,000 Naira.
Thank you for your time.
I relocated from the UK back to Nigeria and I have decided to share my life experiences to make your journey back home to Nigeria an easier one!
My office details are below, if you need any further assistance.
I am a UK Mortgage Broker and an Real Estate Agent who sell lands, properties, lets properties, manage properties, assists clients with buying their property in an estate and under mortgage.
Adorn Homes Ltd. RC 860200
Suite 105 Pearl Plaza,
After Doren Hospital,
Km 24 Lekki Epe Expressway
Ajah
Lagos State
Tel: +2347065221108
Tel: +2348078338263
Tel: +2347041374302
Email: adornhomes@yahoo.com
Email: adornhomes@gmail.com
Sales * Lettings * Mortgages * Property Management *UK Mortgages * Estates * Consultancy
A Business Seal seals a document and makes it a legal document.
You can seal Deed of Assignments, Tenancy Agreement, Purchase Receipt or any document that, you wish.
You will not be taken seriously by big companies if you don’t have a business seal.
It can be metal.
It states your company name and you can have your company logo in the centre.
It costs 5,000 Naira.
Thank you for your time.
I relocated from the UK back to Nigeria and I have decided to share my life experiences to make your journey back home to Nigeria an easier one!
My office details are below, if you need any further assistance.
I am a UK Mortgage Broker and an Real Estate Agent who sell lands, properties, lets properties, manage properties, assists clients with buying their property in an estate and under mortgage.
Adorn Homes Ltd. RC 860200
Suite 105 Pearl Plaza,
After Doren Hospital,
Km 24 Lekki Epe Expressway
Ajah
Lagos State
Tel: +2347065221108
Tel: +2348078338263
Tel: +2347041374302
Email: adornhomes@yahoo.com
Email: adornhomes@gmail.com
Sales * Lettings * Mortgages * Property Management *UK Mortgages * Estates * Consultancy
Rules when going to the market in Lekki Lagos Island Nigeria
Rules when going to the market in Lagos Nigeria
Hi Friend,
You are now in Nigeria and everyone on the street on Lagos seem to recognise that, this person is “se se de” or “journey just come” or “ara ilu oyingbo”. They terms mean, someone who has just returned from abroad or diaspora.
But, you keep saying to yourself, how do they know?
Your looks.
Your skin.
Your clothes.
Your English.
You are asking too many questions because you don’t have a clue.
They know. So, they will rip you off and overcharge you at the market.
Even if you send your small cousin, niece or house help or driver to the market for you, they will rip you off too. It is the Nigerian way of life. You just have to get used to it.
Rule 1 – Be willing to invest at least 1 month of your time and know the prices in Lagos. In this one month, take your notepad, pen and go to every market that, you can think of. Eg yaba, Ojuelegba, Oshodi, Mile 12, your local markets, etc.
You are not buying anything, you are doing an extensive research. Write the prices in your notepad.
For instance, go to 4 sellers and price the same thing.
Rule 2 - Remember to haggle, or “price it” or “na oja” or “price the market”.
Rule 3 - When at the market, speak in Yoruba or Pidgin English. Don’t speak, proper English. They will charge three times the price.
For instance, you say, “How much is Expression Hair?”
The seller will look at you from head to toe and quickly figure out how much she will charge you.
Seller replies, “500 Naira”.
You say, “Haba, na wetin, 250 Naira”.
Seller replies, “350 Naira”.
You insist on “250 Naira”.
Wait for her reply.
If she says, 300 Naira.
You still insist 250 Naira.
Again, wait for her reply. If she wants to sell, she will say come and take it.
Walk away. (This is a common tactic that works in the market)
She will call you back and say, come and pay.
Rule 4 - In Lagos, if you are in the market and you want to buy anything, whatever price they call it, cut it into half.
Rule 5 - Dress down when going to the market. Wear jeans or Ankara and no jewelry.
If you go out with a relative or friend who lives in Nigeria. Don’t speak while they are haggling. Just look and pretend that, what you are buying is not yours.
You will save yourself some cool Naira by following these rules.
Thank you for your time.
I relocated from the UK back to Nigeria and I have decided to share my life experiences to make your journey back home to Nigeria an easier one!
My office details are below, if you need any further assistance.
I am a UK Mortgage Broker and a Real Estate Agent who sell lands, properties, lets properties, manage properties, assists clients with buying their property in an estate and under mortgage.
Adorn Homes Ltd. RC 860200
Suite 105 Pearl Plaza,
After Doren Hospital,
Km 24 Lekki Epe Expressway
Ajah
Lagos State
Tel: +2347065221108
Tel: +2348078338263
Tel: +2347041374302
Email: adornhomes@yahoo.com
Email: adornhomes@gmail.com
Sales * Lettings * Mortgages * Property Management *UK Mortgages * Estates * Consultancy * Audio-books * Interior Design
Hi Friend,
You are now in Nigeria and everyone on the street on Lagos seem to recognise that, this person is “se se de” or “journey just come” or “ara ilu oyingbo”. They terms mean, someone who has just returned from abroad or diaspora.
But, you keep saying to yourself, how do they know?
Your looks.
Your skin.
Your clothes.
Your English.
You are asking too many questions because you don’t have a clue.
They know. So, they will rip you off and overcharge you at the market.
Even if you send your small cousin, niece or house help or driver to the market for you, they will rip you off too. It is the Nigerian way of life. You just have to get used to it.
Rule 1 – Be willing to invest at least 1 month of your time and know the prices in Lagos. In this one month, take your notepad, pen and go to every market that, you can think of. Eg yaba, Ojuelegba, Oshodi, Mile 12, your local markets, etc.
You are not buying anything, you are doing an extensive research. Write the prices in your notepad.
For instance, go to 4 sellers and price the same thing.
Rule 2 - Remember to haggle, or “price it” or “na oja” or “price the market”.
Rule 3 - When at the market, speak in Yoruba or Pidgin English. Don’t speak, proper English. They will charge three times the price.
For instance, you say, “How much is Expression Hair?”
The seller will look at you from head to toe and quickly figure out how much she will charge you.
Seller replies, “500 Naira”.
You say, “Haba, na wetin, 250 Naira”.
Seller replies, “350 Naira”.
You insist on “250 Naira”.
Wait for her reply.
If she says, 300 Naira.
You still insist 250 Naira.
Again, wait for her reply. If she wants to sell, she will say come and take it.
Walk away. (This is a common tactic that works in the market)
She will call you back and say, come and pay.
Rule 4 - In Lagos, if you are in the market and you want to buy anything, whatever price they call it, cut it into half.
Rule 5 - Dress down when going to the market. Wear jeans or Ankara and no jewelry.
If you go out with a relative or friend who lives in Nigeria. Don’t speak while they are haggling. Just look and pretend that, what you are buying is not yours.
You will save yourself some cool Naira by following these rules.
Thank you for your time.
I relocated from the UK back to Nigeria and I have decided to share my life experiences to make your journey back home to Nigeria an easier one!
My office details are below, if you need any further assistance.
I am a UK Mortgage Broker and a Real Estate Agent who sell lands, properties, lets properties, manage properties, assists clients with buying their property in an estate and under mortgage.
Adorn Homes Ltd. RC 860200
Suite 105 Pearl Plaza,
After Doren Hospital,
Km 24 Lekki Epe Expressway
Ajah
Lagos State
Tel: +2347065221108
Tel: +2348078338263
Tel: +2347041374302
Email: adornhomes@yahoo.com
Email: adornhomes@gmail.com
Sales * Lettings * Mortgages * Property Management *UK Mortgages * Estates * Consultancy * Audio-books * Interior Design
Monday, 8 February 2010
Buy all your wholesale hair products at marina lagos Nigeria
Buy all hair products at Marina Lagos Nigeria
Hi Friend,
If you are a woman or you have daughters or sisters, then, this topic will be applicable.
The best place to buy hair products or cosmetics is at Marina or Apogbon in Lagos, Nigeria.
When you get to Marina, ask for Breadfruit Street or where they sell hair products in wholesale quantities.
They will still sell even though you are just buying one item from them.
Remember to haggle, or price it or “na oja” or price the market.
When at the market, speak in Yoruba or Pidgin English. Don’t speak, proper English. They will charge three times the price.
For instance, you say, “How much is Expression Hair?”
The seller will look at you from head to toe and quickly figure out how much she will charge you.
Seller replies, “500 Naira”.
You say, “Haba, na wetin, 250 Naira”.
Seller replies, “350 Naira”.
You insist on “250 Naira”.
Wait for her reply.
If she says, 300 Naira.
You still insist 250 Naira.
Again, wait for her reply. If she wants to sell, she will say come and take it.
Walk away. (this is a common tactic that works in the market)
She will call you back and say, come and pay.
In Lagos, if you are in the market and you want to buy anything, whatever price they call it, cut it into half.
Dress down when going to the market. Wear jeans or Ankara and no jewelry.
If you go out with a relative or friend who lives in Nigeria. Don’t speak while they are haggling. Just look and pretend that, what you are buying is not yours.
You will save yourself some cool Naira by following these rules.
Thank you for your time.
I relocated from the UK back to Nigeria and I have decided to share my life experiences to make your journey back home to Nigeria an easier one!
My office details are below, if you need any further assistance.
I am a UK Mortgage Broker and a Real Estate Agent who sell lands, properties, lets properties, manage properties, assists clients with buying their property in an estate and under mortgage.
Adorn Homes Ltd. RC 860200
Suite 105 Pearl Plaza,
After Doren Hospital,
Km 24 Lekki Epe Expressway
Ajah
Lagos State
Tel: +2347065221108
Tel: +2348078338263
Tel: +2347041374302
Email: adornhomes@yahoo.com
Email: adornhomes@gmail.com
Sales * Lettings * Mortgages * Property Management *UK Mortgages * Estates * Consultancy * Audio-books * Interior Design
Hi Friend,
If you are a woman or you have daughters or sisters, then, this topic will be applicable.
The best place to buy hair products or cosmetics is at Marina or Apogbon in Lagos, Nigeria.
When you get to Marina, ask for Breadfruit Street or where they sell hair products in wholesale quantities.
They will still sell even though you are just buying one item from them.
Remember to haggle, or price it or “na oja” or price the market.
When at the market, speak in Yoruba or Pidgin English. Don’t speak, proper English. They will charge three times the price.
For instance, you say, “How much is Expression Hair?”
The seller will look at you from head to toe and quickly figure out how much she will charge you.
Seller replies, “500 Naira”.
You say, “Haba, na wetin, 250 Naira”.
Seller replies, “350 Naira”.
You insist on “250 Naira”.
Wait for her reply.
If she says, 300 Naira.
You still insist 250 Naira.
Again, wait for her reply. If she wants to sell, she will say come and take it.
Walk away. (this is a common tactic that works in the market)
She will call you back and say, come and pay.
In Lagos, if you are in the market and you want to buy anything, whatever price they call it, cut it into half.
Dress down when going to the market. Wear jeans or Ankara and no jewelry.
If you go out with a relative or friend who lives in Nigeria. Don’t speak while they are haggling. Just look and pretend that, what you are buying is not yours.
You will save yourself some cool Naira by following these rules.
Thank you for your time.
I relocated from the UK back to Nigeria and I have decided to share my life experiences to make your journey back home to Nigeria an easier one!
My office details are below, if you need any further assistance.
I am a UK Mortgage Broker and a Real Estate Agent who sell lands, properties, lets properties, manage properties, assists clients with buying their property in an estate and under mortgage.
Adorn Homes Ltd. RC 860200
Suite 105 Pearl Plaza,
After Doren Hospital,
Km 24 Lekki Epe Expressway
Ajah
Lagos State
Tel: +2347065221108
Tel: +2348078338263
Tel: +2347041374302
Email: adornhomes@yahoo.com
Email: adornhomes@gmail.com
Sales * Lettings * Mortgages * Property Management *UK Mortgages * Estates * Consultancy * Audio-books * Interior Design
You need 3 personal bank accounts in lagos Nigeria if you have a business
You need 3 personal bank accounts in Lagos Nigeria if you have a business
Hi Friend,
If you have a business in Lagos Nigeria, you need at least 3 personal or corporate bank accounts to survive and live stress free.
If you have one bank account and you need to withdraw some money. Let’s say, you rush to the bank at 3pm. And they tell you that, the systems are down and you can’t withdraw money. What will you do? You will quickly look for the nearest GTB bank and get your money, “fast fast”.
The systems are down is a common statement by bankers in Lagos. Expect it.
You need to be aware of some factors before choosing a bank and an account. They are:-
COT charges – you will have to pay N5 for every N1000, that goes into your account. If you operate in the millions, that is a lot of charges. First Bank offers a “No COT Charges” if you leave 50,000 naira in your account. This is the cheapest I have seen so far for a Corporate Account. The others like Zenith Bank and Bankphb are saying, I have to leave 500,000 naira in my corporate account, everytime before I can enjoy d “no COT charges” service.
SMS Alert – most of the banks offer this due to the fraud. But, 419er can arrange with your bank manager not to send an alert until after they have cleared your account. Know your bank manager and give them “egunje” on a regular basis.
Internet banking service
Fast service
Relationship Manager – request for one, if not offered. Make this person your friend.
I cannot use Fidelity bank, Spring Bank, and Union Banks. This is the internet age and they are not keeping up the trend.
I can recommend GTB (quality & exceptional service), Bankphb (great products, fast sms alerts & quality relationship managers), First bank (your money is safe, slow people) and Zenith (fantastic service & professional).
Check out the charges on your Non-Nigerian accounts. These are accounts opened for you with your address in the UK or US. I close all my accounts before coming back home.
Thank you for your time.
I relocated from the UK back to Nigeria and I have decided to share my life experiences to make your journey back home to Nigeria an easier one!
My office details are below, if you need any further assistance.
I am a UK Mortgage Broker and a Real Estate Agent who sell lands, properties, lets properties, manage properties, assists clients with buying their property in an estate and under mortgage.
Adorn Homes Ltd. RC 860200
Suite 105 Pearl Plaza,
After Doren Hospital,
Km 24 Lekki Epe Expressway
Ajah
Lagos State
Tel: +2347065221108
Tel: +2348078338263
Tel: +2347041374302
Email: adornhomes@yahoo.com
Email: adornhomes@gmail.com
Sales * Lettings * Mortgages * Property Management *UK Mortgages * Estates * Consultancy * Audio-books * Interior Design
Hi Friend,
If you have a business in Lagos Nigeria, you need at least 3 personal or corporate bank accounts to survive and live stress free.
If you have one bank account and you need to withdraw some money. Let’s say, you rush to the bank at 3pm. And they tell you that, the systems are down and you can’t withdraw money. What will you do? You will quickly look for the nearest GTB bank and get your money, “fast fast”.
The systems are down is a common statement by bankers in Lagos. Expect it.
You need to be aware of some factors before choosing a bank and an account. They are:-
COT charges – you will have to pay N5 for every N1000, that goes into your account. If you operate in the millions, that is a lot of charges. First Bank offers a “No COT Charges” if you leave 50,000 naira in your account. This is the cheapest I have seen so far for a Corporate Account. The others like Zenith Bank and Bankphb are saying, I have to leave 500,000 naira in my corporate account, everytime before I can enjoy d “no COT charges” service.
SMS Alert – most of the banks offer this due to the fraud. But, 419er can arrange with your bank manager not to send an alert until after they have cleared your account. Know your bank manager and give them “egunje” on a regular basis.
Internet banking service
Fast service
Relationship Manager – request for one, if not offered. Make this person your friend.
I cannot use Fidelity bank, Spring Bank, and Union Banks. This is the internet age and they are not keeping up the trend.
I can recommend GTB (quality & exceptional service), Bankphb (great products, fast sms alerts & quality relationship managers), First bank (your money is safe, slow people) and Zenith (fantastic service & professional).
Check out the charges on your Non-Nigerian accounts. These are accounts opened for you with your address in the UK or US. I close all my accounts before coming back home.
Thank you for your time.
I relocated from the UK back to Nigeria and I have decided to share my life experiences to make your journey back home to Nigeria an easier one!
My office details are below, if you need any further assistance.
I am a UK Mortgage Broker and a Real Estate Agent who sell lands, properties, lets properties, manage properties, assists clients with buying their property in an estate and under mortgage.
Adorn Homes Ltd. RC 860200
Suite 105 Pearl Plaza,
After Doren Hospital,
Km 24 Lekki Epe Expressway
Ajah
Lagos State
Tel: +2347065221108
Tel: +2348078338263
Tel: +2347041374302
Email: adornhomes@yahoo.com
Email: adornhomes@gmail.com
Sales * Lettings * Mortgages * Property Management *UK Mortgages * Estates * Consultancy * Audio-books * Interior Design
Get SMS alerts on your personal and corporate bank accounts in lagos Nigeria
Get SMS alerts on your personal and corporate bank accounts in Nigeria
Hi Friend,
As you are aware that, a lot of fraud take place in Nigeria, it is better to be safe than sorry.
Some banks will charge you for provide SMS alerts to your mobile phone, every time a withdrawal is made from your bank account.
The cost is 100 naira per month and it varies per bank.
When you are opening your bank account, there is a section where you can tick and request for this. Send the SMS to a MTN mobile phone because, MTN has the largest network coverage in Nigeria. So, if you travel to your village to visit your relatives, you will still receive the alert.
If you did not withdraw the money. Contact your Relationship Manager, immediately and stop all future withdrawals and contact your customer care department as well. I hope that, you are not using those old fashioned banks.
Thank you for your time.
I relocated from the UK back to Nigeria and I have decided to share my life experiences to make your journey back home to Nigeria an easier one!
My office details are below, if you need any further assistance.
I am a UK Mortgage Broker and a Real Estate Agent who sell lands, properties, lets properties, manage properties, assists clients with buying their property in an estate and under mortgage.
Adorn Homes Ltd. RC 860200
Suite 105 Pearl Plaza,
After Doren Hospital,
Km 24 Lekki Epe Expressway
Ajah
Lagos State
Tel: +2347065221108
Tel: +2348078338263
Tel: +2347041374302
Email: adornhomes@yahoo.com
Email: adornhomes@gmail.com
Sales * Lettings * Mortgages * Property Management *UK Mortgages * Estates * Consultancy * Audio-books * Interior Design
Hi Friend,
As you are aware that, a lot of fraud take place in Nigeria, it is better to be safe than sorry.
Some banks will charge you for provide SMS alerts to your mobile phone, every time a withdrawal is made from your bank account.
The cost is 100 naira per month and it varies per bank.
When you are opening your bank account, there is a section where you can tick and request for this. Send the SMS to a MTN mobile phone because, MTN has the largest network coverage in Nigeria. So, if you travel to your village to visit your relatives, you will still receive the alert.
If you did not withdraw the money. Contact your Relationship Manager, immediately and stop all future withdrawals and contact your customer care department as well. I hope that, you are not using those old fashioned banks.
Thank you for your time.
I relocated from the UK back to Nigeria and I have decided to share my life experiences to make your journey back home to Nigeria an easier one!
My office details are below, if you need any further assistance.
I am a UK Mortgage Broker and a Real Estate Agent who sell lands, properties, lets properties, manage properties, assists clients with buying their property in an estate and under mortgage.
Adorn Homes Ltd. RC 860200
Suite 105 Pearl Plaza,
After Doren Hospital,
Km 24 Lekki Epe Expressway
Ajah
Lagos State
Tel: +2347065221108
Tel: +2348078338263
Tel: +2347041374302
Email: adornhomes@yahoo.com
Email: adornhomes@gmail.com
Sales * Lettings * Mortgages * Property Management *UK Mortgages * Estates * Consultancy * Audio-books * Interior Design
Ask your bank to call you to authorise all cheques in lagos Nigeria
Ask your bank to call you to authorise all cheques in Lagos Nigeria
Hi Friend,
If you have a personal or corporate bank account in lagos Nigeria, it is advisable that, in order to combat fraud, you should specify that, your bank call you to authorise all cheques.
Remember, this is Nigeria and it is not UK or the US.
Go into the branch and speak to your Relationship Manager and put this request in writing.
Make sure he or she does this in front of you.
In order to make sure, write a cheque to your relative and check to see that, they will call you.
Thank you for your time.
I relocated from the UK back to Nigeria and I have decided to share my life experiences to make your journey back home to Nigeria an easier one!
My office details are below, if you need any further assistance.
I am a UK Mortgage Broker and a Real Estate Agent who sell lands, properties, lets properties, manage properties, assists clients with buying their property in an estate and under mortgage.
Adorn Homes Ltd. RC 860200
Suite 105 Pearl Plaza,
After Doren Hospital,
Km 24 Lekki Epe Expressway
Ajah
Lagos State
Tel: +2347065221108
Tel: +2348078338263
Tel: +2347041374302
Email: adornhomes@yahoo.com
Email: adornhomes@gmail.com
Sales * Lettings * Mortgages * Property Management *UK Mortgages * Estates * Consultancy * Audio-books * Interior Design
Hi Friend,
If you have a personal or corporate bank account in lagos Nigeria, it is advisable that, in order to combat fraud, you should specify that, your bank call you to authorise all cheques.
Remember, this is Nigeria and it is not UK or the US.
Go into the branch and speak to your Relationship Manager and put this request in writing.
Make sure he or she does this in front of you.
In order to make sure, write a cheque to your relative and check to see that, they will call you.
Thank you for your time.
I relocated from the UK back to Nigeria and I have decided to share my life experiences to make your journey back home to Nigeria an easier one!
My office details are below, if you need any further assistance.
I am a UK Mortgage Broker and a Real Estate Agent who sell lands, properties, lets properties, manage properties, assists clients with buying their property in an estate and under mortgage.
Adorn Homes Ltd. RC 860200
Suite 105 Pearl Plaza,
After Doren Hospital,
Km 24 Lekki Epe Expressway
Ajah
Lagos State
Tel: +2347065221108
Tel: +2348078338263
Tel: +2347041374302
Email: adornhomes@yahoo.com
Email: adornhomes@gmail.com
Sales * Lettings * Mortgages * Property Management *UK Mortgages * Estates * Consultancy * Audio-books * Interior Design
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Olubola Adeleye
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