Hi Friend
I am glad that u are visiting my blog.
I am a licensed UK Mortgage & Insurance Broker.
What is a Pure Protection?
It is a long term insurance contract where all these conditions are met:
A) The benefits or money under the contract are payable only on death.
B) The benefits are payable with regard to incapacity due to sickness.
C) The contract has no surrender value or d surrender value does not exceed d premium where a single premium has been paid.
D) The policy cannot be converted or extended.
E) The contract is not a reinsurance contract.
The 3 types of Pure Protection insurances are:
Life
Critical illness
Permanent health insurance.
Rgds
Olubola Adeleye
www.almondfsl.com
Olubolaadeleye@gmail.com
Thursday 15 October 2009
Sunday 11 October 2009
Train your daughters home keeping
Hello Friend
Happy Sunday to u! Church service was refreshin I hope u had a great day today.
I will like to talk about, why u should train your daughters how to keep a home.
The bible tells us that, we should train a child in d way she should go so that, when they grow older, they will not depart from it.
The responsibility lies with parents and most especially, the mother.
As a mother, u need to get your priorities in order. God first, Husband second, Children third, Work fourth and others including family are last.
U need to teach them how to cook simple foods first. For example, cook noodles, make sandwiches, fry chips or plaintains in a deep fryer. Once she has mastered this, teach her how to cook rice, stew and other foods.
Let her help in d kitchen from age 8. Too young? Well, once she is over 10 yrs, it may be too late.
Teach her to sweep her room first and then, move on to sweeping d whole house.
Teach her how to set the dining table with cups, plates and cutleries.
Teach her how to serve your food on a tray. Which bowls to use for washin hands? How to serve drinking water?
In Africa, we are taught and trained by our mothers. But, a lot of mothers are pursuing careers and adopting the western culture of lack of training.
Teach her how to wash her pants and bra after bathing.
Teach her how to lay a bed.
Teach her how to take care of her hygiene during period.
Teach her good hygiene.
I can never forget when my grandmother taught me how to make Egusi stew.
A lot of marriages are broken due to d fact that, d girl cannot cook. This is common among d rich. The rich women cannot find the time in their "party time schedule" to stay at home and teach their kids.
They r forgetting d fact that, a typical African man prefers to eat at home. Our men were brought up, enjoying their mothers sweet cooking.
One of d MOST important way a Nigerian man will consider to marry u will be, if u can cook. Forget beauty.
If u r d most beautiful woman in d world and u cannot cook. Um! I pity u.
If u r a single woman and guys have been testing u and asking u to cook and u have been failing d test. Hope is not lost.
U can learn to cook.
Go to a woman whom u enjoy her cooking and ask her to teach u. Buy a notebook and take notes.
Google nigerian recipes and start cooking.
My prayer is that, your son in law will say thank u for training my wife. Amen!
Be a good model to her.
God will help u and me. We are all learning.
Rgds
Olubola Adeleye
www.almondfsl.com
Olubolaadeleye@gmail.com
Happy Sunday to u! Church service was refreshin I hope u had a great day today.
I will like to talk about, why u should train your daughters how to keep a home.
The bible tells us that, we should train a child in d way she should go so that, when they grow older, they will not depart from it.
The responsibility lies with parents and most especially, the mother.
As a mother, u need to get your priorities in order. God first, Husband second, Children third, Work fourth and others including family are last.
U need to teach them how to cook simple foods first. For example, cook noodles, make sandwiches, fry chips or plaintains in a deep fryer. Once she has mastered this, teach her how to cook rice, stew and other foods.
Let her help in d kitchen from age 8. Too young? Well, once she is over 10 yrs, it may be too late.
Teach her to sweep her room first and then, move on to sweeping d whole house.
Teach her how to set the dining table with cups, plates and cutleries.
Teach her how to serve your food on a tray. Which bowls to use for washin hands? How to serve drinking water?
In Africa, we are taught and trained by our mothers. But, a lot of mothers are pursuing careers and adopting the western culture of lack of training.
Teach her how to wash her pants and bra after bathing.
Teach her how to lay a bed.
Teach her how to take care of her hygiene during period.
Teach her good hygiene.
I can never forget when my grandmother taught me how to make Egusi stew.
A lot of marriages are broken due to d fact that, d girl cannot cook. This is common among d rich. The rich women cannot find the time in their "party time schedule" to stay at home and teach their kids.
They r forgetting d fact that, a typical African man prefers to eat at home. Our men were brought up, enjoying their mothers sweet cooking.
One of d MOST important way a Nigerian man will consider to marry u will be, if u can cook. Forget beauty.
If u r d most beautiful woman in d world and u cannot cook. Um! I pity u.
If u r a single woman and guys have been testing u and asking u to cook and u have been failing d test. Hope is not lost.
U can learn to cook.
Go to a woman whom u enjoy her cooking and ask her to teach u. Buy a notebook and take notes.
Google nigerian recipes and start cooking.
My prayer is that, your son in law will say thank u for training my wife. Amen!
Be a good model to her.
God will help u and me. We are all learning.
Rgds
Olubola Adeleye
www.almondfsl.com
Olubolaadeleye@gmail.com
Saturday 10 October 2009
How to cut your generator expenses into half
Hi Friend
I am excited to have you on my blog.
Nigeria is the best country in the world due to the resources we are best with.
But, we do not have regular electricity or light.
I believe the federal and state government have the money to give Nigerians light. But, generator sellers, petrol stations and diesel sellers will go out of biz.
Most Nigerians are faced with buying petrol or diesel DAILY for their generators.
If u have a 2.2KVa petrol generator, u will be spending at least 2000 naira daily for 24hrs. We have 365 days in a year. Multiply to get 730000 naira per year for that alone.
U can save money by turning it on at 7pm at nite till 4am. U will spend 1000 naira daily.
Good luck!
Olubola Adeleye
www.almondfsl.com
Olubolaadeleye@gmail.com
I am excited to have you on my blog.
Nigeria is the best country in the world due to the resources we are best with.
But, we do not have regular electricity or light.
I believe the federal and state government have the money to give Nigerians light. But, generator sellers, petrol stations and diesel sellers will go out of biz.
Most Nigerians are faced with buying petrol or diesel DAILY for their generators.
If u have a 2.2KVa petrol generator, u will be spending at least 2000 naira daily for 24hrs. We have 365 days in a year. Multiply to get 730000 naira per year for that alone.
U can save money by turning it on at 7pm at nite till 4am. U will spend 1000 naira daily.
Good luck!
Olubola Adeleye
www.almondfsl.com
Olubolaadeleye@gmail.com
MTN The Best Blackberry service in Lagos Nigeria
Hi Friend
Glad that u r reading my blog!
I love the Blackberry and the benefits of receiving up to 10 emails on my fone. Of chatting with clients and friends all over d world.
Of making free Skype calls.
Of takin foto.
Detailed phone contacts.
Browsing on d internet 24/7.
Downloadin motivational music to it usin d Memory card.
With all these in mind. On my visit to Nigeria, i wanted fast loadin like I am used to in d UK.
I spoke to several people and they all recommended MTN.
I went to their office. I was impressed with d fast customer service. I completed d BB form and they told me to buy recharge cards worth 5000 naira and load to my BB.
Wait for 24 hours for activation. Send a text, titled, BIS to 21600 and I will have to turn it off for 5 mins. Restart and after 24 hours, I was browsing.
The only weakness is that, I could not receive my yahoo emails. Because u r in Nigeria, u will have to pay yahoo $15 per email.
I opened new gmail accounts or forward from yahoo to a new gmail account.
Email them at customercare@mtnnigeria.net and they will respond.
Checking my mails at an Internet cafe was slow and not secure due to password theft by "yahoo boys".
Hope u learnt something new.
Rgds
Olubola Adeleye
www.almondfsl.com
Olubolaadeleye@gmail.com
Glad that u r reading my blog!
I love the Blackberry and the benefits of receiving up to 10 emails on my fone. Of chatting with clients and friends all over d world.
Of making free Skype calls.
Of takin foto.
Detailed phone contacts.
Browsing on d internet 24/7.
Downloadin motivational music to it usin d Memory card.
With all these in mind. On my visit to Nigeria, i wanted fast loadin like I am used to in d UK.
I spoke to several people and they all recommended MTN.
I went to their office. I was impressed with d fast customer service. I completed d BB form and they told me to buy recharge cards worth 5000 naira and load to my BB.
Wait for 24 hours for activation. Send a text, titled, BIS to 21600 and I will have to turn it off for 5 mins. Restart and after 24 hours, I was browsing.
The only weakness is that, I could not receive my yahoo emails. Because u r in Nigeria, u will have to pay yahoo $15 per email.
I opened new gmail accounts or forward from yahoo to a new gmail account.
Email them at customercare@mtnnigeria.net and they will respond.
Checking my mails at an Internet cafe was slow and not secure due to password theft by "yahoo boys".
Hope u learnt something new.
Rgds
Olubola Adeleye
www.almondfsl.com
Olubolaadeleye@gmail.com
MTN The Best Blackberry service in Lagos Nigeria
Hi Friend
Glad that u r reading my blog!
I love the Blackberry and the benefits of receiving up to 10 emails on my fone. Of chatting with clients and friends all over d world.
Of making free Skype calls.
Of takin foto.
Detailed phone contacts.
Browsing on d internet 24/7.
Downloadin motivational music to it usin d Memory card.
With all these in mind. On my visit to Nigeria, i wanted fast loadin like I am used to in d UK.
I spoke to several people and they all recommended MTN.
I went to their office. I was impressed with d fast customer service. I completed d BB form and they told me to buy recharge cards worth 5000 naira and load to my BB.
Wait for 24 hours for activation. Send a text, titled, BIS to 21600 and I will have to turn it off for 5 mins. Restart and after 24 hours, I was browsing.
The only weakness is that, I could not receive my yahoo emails. Because u r in Nigeria, u will have to pay yahoo $15 per email.
I opened new gmail accounts or forward from yahoo to a new gmail account.
Email them at customercare@mtnnigeria.net and they will respond.
Checking my mails at an Internet cafe was slow and not secure due to password theft by "yahoo boys".
Hope u learnt something new.
Rgds
Olubola Adeleye
www.almondfsl.com
Olubolaadeleye@gmail.com
Glad that u r reading my blog!
I love the Blackberry and the benefits of receiving up to 10 emails on my fone. Of chatting with clients and friends all over d world.
Of making free Skype calls.
Of takin foto.
Detailed phone contacts.
Browsing on d internet 24/7.
Downloadin motivational music to it usin d Memory card.
With all these in mind. On my visit to Nigeria, i wanted fast loadin like I am used to in d UK.
I spoke to several people and they all recommended MTN.
I went to their office. I was impressed with d fast customer service. I completed d BB form and they told me to buy recharge cards worth 5000 naira and load to my BB.
Wait for 24 hours for activation. Send a text, titled, BIS to 21600 and I will have to turn it off for 5 mins. Restart and after 24 hours, I was browsing.
The only weakness is that, I could not receive my yahoo emails. Because u r in Nigeria, u will have to pay yahoo $15 per email.
I opened new gmail accounts or forward from yahoo to a new gmail account.
Email them at customercare@mtnnigeria.net and they will respond.
Checking my mails at an Internet cafe was slow and not secure due to password theft by "yahoo boys".
Hope u learnt something new.
Rgds
Olubola Adeleye
www.almondfsl.com
Olubolaadeleye@gmail.com
How to save money on Glo, Zain, MTN recharge cards
Hi Friend,
I am happy that, u r reading my blog.
It has been confirmed that, there is "recession" or "global meltdown" or whatever financial analysts decide to call it. One thing remains d same and that is, people are loosing their jobs, homes, moneys and investments.
So, we need to save money and cut back on our expenses.
If u live in Nigeria, u will agree that, mobile phones companies are milking people dry with their rates.
For instance, top up or load 100 naira onto your MTN fone and u will be spending less than 2 mins dependin on your tariff.
Most people use MTN and they do not bother to check the new entrants in d market. They include: Visafone, Zoom and Etisalat.
These new entrants have better rates and offer bonuses to call people on the same network.
Zoom offers free weekend calls. They have d cheapest call rate to any GSM no at 16 naira per min.
Visafone is commonly used by most Call Centres. It tells me that, their rates are good.
I dont top up or load Glo or MTN cuz they charge too much.
But, MTN Blackberry service is d best in Nigeria as far as I am concerned. It costs 5000 naira per month.
Go to a wholesaler where u live and buy in bulk. Bulk means, u have to buy 5 cards of 200 naira Zoom, for instance.
For instance, I used to buy 5000 naira MTN from a Call centre. But, I saved 250 naira by buying d same cards from a wholesaler. Saving costs.
Go to the websites of Glo, Zain, Mtn, Zoom, starcomms, visafone, etisalat and check out promos and how u can SAVE money.
Rgds
Olubola Adeleye
www.almondfsl.com
Olubolaadeleye@gmail.com
I am happy that, u r reading my blog.
It has been confirmed that, there is "recession" or "global meltdown" or whatever financial analysts decide to call it. One thing remains d same and that is, people are loosing their jobs, homes, moneys and investments.
So, we need to save money and cut back on our expenses.
If u live in Nigeria, u will agree that, mobile phones companies are milking people dry with their rates.
For instance, top up or load 100 naira onto your MTN fone and u will be spending less than 2 mins dependin on your tariff.
Most people use MTN and they do not bother to check the new entrants in d market. They include: Visafone, Zoom and Etisalat.
These new entrants have better rates and offer bonuses to call people on the same network.
Zoom offers free weekend calls. They have d cheapest call rate to any GSM no at 16 naira per min.
Visafone is commonly used by most Call Centres. It tells me that, their rates are good.
I dont top up or load Glo or MTN cuz they charge too much.
But, MTN Blackberry service is d best in Nigeria as far as I am concerned. It costs 5000 naira per month.
Go to a wholesaler where u live and buy in bulk. Bulk means, u have to buy 5 cards of 200 naira Zoom, for instance.
For instance, I used to buy 5000 naira MTN from a Call centre. But, I saved 250 naira by buying d same cards from a wholesaler. Saving costs.
Go to the websites of Glo, Zain, Mtn, Zoom, starcomms, visafone, etisalat and check out promos and how u can SAVE money.
Rgds
Olubola Adeleye
www.almondfsl.com
Olubolaadeleye@gmail.com
How to get your Generator engine to last
Hi Friend
Thanks for dropping by my blog.
I was priviledged to be with a Generator Specialist some days ago.
He advised me to service my generator every 3 months.
How u ask?
By getting a Generator engine oil and not Motor engine oil like Mobil's. The Generator engine oils are very scarce and have a diagram of generator on it.
Good luck!
Olubola Adeleye
Thanks for dropping by my blog.
I was priviledged to be with a Generator Specialist some days ago.
He advised me to service my generator every 3 months.
How u ask?
By getting a Generator engine oil and not Motor engine oil like Mobil's. The Generator engine oils are very scarce and have a diagram of generator on it.
Good luck!
Olubola Adeleye
How to use honey to have gorgeous face
Hi Friend
Thanks for dropping by my blog.
A beauty secret which works for men and women:
Clean face with water.
Get pure honey and put some in your hands.
Apply honey to your face.
Leave for 10 mins.
Wash face with water and soap.
You can do this every Saturday.
Enjoy your natural beautiful face.
Rgds
Olubola Adeleye
Thanks for dropping by my blog.
A beauty secret which works for men and women:
Clean face with water.
Get pure honey and put some in your hands.
Apply honey to your face.
Leave for 10 mins.
Wash face with water and soap.
You can do this every Saturday.
Enjoy your natural beautiful face.
Rgds
Olubola Adeleye
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